Mintos has unveiled a new diversification dashboard, while two of its originators have launched cashback offers.
The European alternative lending marketplace said that investors can access the new dashboard directly through their Mintos account.
It will show their portfolio’s level of diversification and compares it with others on Mintos.
It also provides a detailed breakdown of the investor’s Mintos Diversification Score.
“Diversification can’t eliminate investment risk, but it can reduce it,” Mintos said. “It’s a widely regarded tool that investors use to earn consistent returns. On Mintos, there isn’t one perfect solution for creating a diversified portfolio, so our diversification score aims to reflect the different ways you can achieve this.”
Meanwhile, DelfinGroup – which offers loans on the Mintos platform via its brands DelfinGroup AS and ViziaFinance SIA – is now offering investors a cashback offer for investments in its notes.
The Latvia-based lending companies specialise in consumer and pawnbroking loans.
For a limited time, investors can earn one per cent cashback for notes with a remaining term ranging from six to 12 months; two per cent cashback for notes with a remaining term of 12 months to 36 months; and three per cent for notes with a remaining term of 36 months and longer.
The offer is valid until 15 August and requires a minimum €50 (£42) investment into DelfinGroup’s notes.
Another Mintos originator, ID Finance, a lending company specialising in consumer loans in Spain and Mexico, has launched a new cashback campaign.
Investors can earn one per cent cashback for notes with a remaining term of 30 days or more.
The offer ends on 14 August, with a €50 minimum investment.
Mintos launched regulated notes on 25 May, having been working on transitioning its loan investment product since it secured its investment firm and electronic money institution licence in August 2021.
It completed its transition to regulated notes last month, which gives investors better protection and transparency.